Before
After
Project Overview
Full tear-off and re-roof of a 2,400 sq ft Anderson home after a spring hailstorm — Class 4 impact-rated architectural shingles, synthetic underlayment, new ridge vent, and a fully documented insurance claim package the carrier approved on first review.
The Challenge
The homeowners' 18-year-old 3-tab roof was original to the home and had taken visible hail bruising across the south and west slopes after a March storm. The insurance carrier initially offered a partial-slope settlement; the homeowners needed an experienced contractor who could document the full-slope damage and rebuild the assembly to a higher impact rating without an out-of-pocket spike.
Our Solution
We did a free, photo-documented roof assessment with the adjuster on-site, marked bruised shingles with chalk, and submitted a supplement for full-roof replacement under the storm code. Once approved, we tore the existing roof to deck, replaced two rotted decking sheets, installed synthetic underlayment, ice-and-water shield in the valleys and around penetrations, Class 4 impact-rated architectural shingles, a new continuous ridge vent, and new pipe boots and flashings throughout. The Class 4 upgrade also qualified the homeowners for a wind/hail premium discount with their carrier.
Scope of Work
- On-site adjuster meeting and chalk-marked storm damage documentation
- Written supplement for full-roof replacement (approved)
- Full tear-off to deck across ~2,400 sq ft
- Replaced 2 sheets of rotted roof decking discovered during tear-off
- Synthetic underlayment across full deck
- Ice-and-water shield in valleys, eaves, and around all penetrations
- Class 4 impact-rated architectural shingles installed to manufacturer spec
- New continuous ridge vent, new pipe boots, step and counter flashing
- Full magnetic nail sweep and site cleanup at end of each day and at close-out
Materials & Products
- •Class 4 impact-rated architectural laminate shingles (50-year wind/hail-rated)
- •Synthetic underlayment
- •Self-adhered ice-and-water shield
- •Continuous aluminum ridge vent
- •Lead and rubber pipe boot flashings; aluminum step/counter flashing
Frequently Asked Questions
Why use Class 4 impact-rated shingles?
Class 4 is the highest impact rating UL-2218 awards, and most South Carolina homeowners carriers offer a wind/hail premium discount for installing them. After a hail claim, the small material upcharge is usually offset within a few years of insurance savings.
Did the insurance fully cover the replacement?
Yes — once we documented the full-slope damage on-site with the adjuster and submitted the written supplement, the carrier approved replacement-cost coverage minus the policy deductible. The homeowners paid the deductible plus a modest upgrade for the Class 4 shingles.
How long does a full re-roof take?
Tear-off and re-roof of an average single-family Upstate home is typically 2–4 days on-site, weather permitting. We schedule around forecast windows and tarp aggressively if a storm rolls in mid-job.